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  1. #1
    Registered User pechkov's Avatar
    Join Date: Oct:2009
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    Öåíè... (ïðîäúëæåíèå)

    Quote Originally Posted by flashfreak View Post
    Äà òâúðäèòå, ÷å èíôëàöèÿòà â ìàëêè ðàçìåðè íå å ïîëåçíà - å ñìåøíî. ...
    Èíôëàöèÿòà â êàêâèòî è äà å ðàçìåðè - íå å ïîëåçíà.

    Êîãàòî ïàðèòå ñå îáåçöåíÿâàò, õîðàòà, êîèòî èìàò ñïåñòÿâàíèÿ - ãè ãóáÿò ïðîïîðöèîíàëíî, è íèêîé íå ãè êîìïåíñèðà ñ íèùî. À õîðàòà, êîèòî èìàò êðåäèòè - áèâàò èçíóäåíè îò áàíêèòå ñ ïî-âèñîêè ïðîöåíòè ëèõâà, ïîðàäè "êðèçà", èëè ïîðàäè "ïðîìÿíà íà ïëàâàùèÿ êîåôèöèåíò, îò êîéòî ñå êàëêóëèðà ëèõâàòà". Ïëàâàù å, çàùîòî ñèñòåìàòà å ïîòúâàùà. ... Íî òàêà áóôåðúò å áàíêàòà, â êîÿòî îñòàâàò ïàðè÷êèòå, è ïîëó÷àâà èìîòèòå íà äëúæíèöèòå ñè íà ñòàðèòå öåíè, êîèòî èìîòè ñëåä òîâà ïðîäàâà íà õîðàòà ïî íîâèòå ïàçàðíè öåíè. Ò.å. ïàðè ïðè ïàðè îòèâàò. Òîâà å åäíî ïðîñòè÷êî îáÿñíåíèå íà ïàçàðíàòà èêîíîìèêà. Íåùàòà âñúùíîñò ñà ìíîãî ïî-ñëîæíè, íî äî õàçíàòà íÿìà äà ñòèãàìå â òàçè òåìà.

    Òåõíîëîãèèòå îò ñâîÿ ñòðàíà ïðè ïúðâîíà÷àëíîòî ñè ïîÿâÿâàíå íà áÿë ñâÿò - ñòðóâàò ìíîãî ïàðè. Çàùîòî ñå êàëêóëèðà âúçâðúùàåìîñò íà ÷îâåêî-÷àñîâåòå òðóä, êîèòî ñà áèëè íåîáõîäèìè çà ðàçðàáîòêàòà, ïîñëå çà ïðîèçâîäñòâåíèòå ìîùíîñòè, ñëåä òîâà òúðãîâñêèòå íàäöåíêè (êîèòî âå÷å îáñúäèõìå), àêöèçè, ìèòà, äàíúöè è ïðî÷èå... Íî ñëåä òîâà òåçè ñòîêè îñòàðÿâàò ìîðàëíî, è ïîåâòèíÿâàò. Íå òðÿáâà äà ïîñêúïâàò. ... ... Íàëè ñå ñåùàòå çà ÷èÿ ñìåòêà îñòàâà îíàÿ ãëóïîñò ÄÄÑ-òî? Çà ñìåòêà íà êðàéíèÿ ïîòðåáèòåë, ðàçáèðà ñå. Çàâîäà ïðîèçâîäèòåë êàòî ïðîèçâåäå åäèí òåëåâèçîð çà 100 ëåâà öåíà ñ ïå÷àëáàòà, ïðîäàâà ãî íà òúðãîâåöà çà 120 ñ ÄÄÑ, è òåçè 20 ëåâà îòãîðå - ùå ãè âíåñå â äúðæàâàòà. Òúðãîâåöà îò÷èòà äàíú÷íà ôàêòóðà çà ïîêóïêà, è äúðæàâàòà ùå ìó âúçñòàíîâè òåçè 20 ëåâà. Çàñåãà èçãëåæäà, ÷å äúðæàâàòà íÿìà ïîëçà îò òàÿ ðàáîòà. Íî ïðè ïðîäàæáàòà äà êàæåì, ÷å òúðãîâåöà å ñëîæèë îùå 60 ëåâà ñ ÄÄÑ êàòî ïå÷àëáà, ïðîäàâà òåëåâèçîðà çà 180, è äúëæè íà äúðæàâàòà 30 ëåâà ÄÄÑ. Ðàçëèêàòà å 10 ëåâà, êîèòî òúðãîâåöà å äàë íà äúðæàâàòà êàòî "ÄÄÑ çà âíàñÿíå". Äîòóê èçãëåæäà äîáðå. Íî êðàéíèÿ ïîòðåáèòåë, êîéòî å êóïèë òåëåâèçîðà çà 180 ëåâà íå å ðåãèñòðèðàí ïî ÇÄÄÑ, íÿìà êàê äà îò÷åòå ôàêòóðà çà ïîêóïêà íà ñòîêà, è íÿìà äà ìîæå äà ñè âçåìå òåçè 30 ëåâà ÄÄÑ, êîèòî å ïëàòèë ïî ôàêòóðíà ñòîéíîñò. ... ... ... Åäíî âðåìå, êîãàòî ïðèëîæèõà ÄÄÑ-òî â Áúëãàðèÿ - õîðàòà ïî÷íàõà äà õèõèêàò çëîáíî êàê "èì ãî íàòàêîâàõà íà àë÷íèòå òúðãîâöè"... áåç äà çíàÿò çà ÷èÿ ñìåòêà âñúùíîñò ùå áúäå äàíúêà... ... È òàêà, ÄÄÑ å 20%. Îò 100 ëåâà Äàíú÷íà Îñíîâà - ÄÄÑ-òî å 20 ëåâà. À àêî ñòîêèòå ïîñêúïâàò - ñëåäâà, ÷å è ÄÄÑ-òî ùå å ïîâå÷å êàòî ïàðè. Ò.å. íàòàêîâàõà èì ãî íà íàðîäà. Èëè íàêðàòêî - ðàáîòèì ïîâå÷å, çà äà ïîëó÷èì ñúùîòî.
    Âñÿêî åëåêòðîííî èçäåëèå å íàïðàâåíî îò êîíöåíòðèðàí ïóøåê, êîéòî ñå îñâîáîæäàâà ñ ïîäõîäÿùî íàïðåæåíèå.

  2. #2
    Çâåðî÷îâåêîïðèçðàê pimpirlit's Avatar
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    Location: Ñîôèÿ
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    Quote Originally Posted by pechkov View Post
    Èíôëàöèÿòà â êàêâèòî è äà å ðàçìåðè - íå å ïîëåçíà.
    Ñëåä êàòî ïðî÷åòîõ òîâà ñå îòêàçàõ äà ÷åòà îñòàíàëîòî...
    Æèâîòúò å õóáàâ!

  3. #3
    Registered User pechkov's Avatar
    Join Date: Oct:2009
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    Çàùîòî ñè ñúãëàñåí, çàùîòî íå ñè ñúãëàñåí, èëè çàùîòî ñå äåïðåñèðàø îò òåìàòà?
    Ñïîäåëè ìíåíèå.
    Âñÿêî åëåêòðîííî èçäåëèå å íàïðàâåíî îò êîíöåíòðèðàí ïóøåê, êîéòî ñå îñâîáîæäàâà ñ ïîäõîäÿùî íàïðåæåíèå.

  4. #4
    ...îò ïåðñîíàëà Cenzor's Avatar
    Join Date: Jan:2003
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    Quote Originally Posted by pechkov View Post
    Çàùîòî ñè ñúãëàñåí, çàùîòî íå ñè ñúãëàñåí, èëè çàùîòî ñå äåïðåñèðàø îò òåìàòà?
    Ñïîäåëè ìíåíèå.
    Çàùîòî íåùàòà íå ñà åäíîçíà÷íè è îïðåäåëåíèòî òè å íåòî÷íî.
    Åòî è ïî òåìàòà:

    Inflation
    What's Inflation?

    Inflation is divided into two types: Price Inflation and Monetary Inflation, the first type (about prices) is when there is a rise in the general level of prices of goods and services over a period of time, the second type (monetary) is when there is a rise in the quantity of money in an economy. Both types are in many times interrelated, and both have negative effects on the economy and individuals.
    Effects of Inflation

    Most effects of inflation are negative, and can hurt individuals and companies alike, below is a list of negative and “positive” effects of inflation:
    Negative effects are:

    1. Hoarding (people will try to get rid of cash before it is devalued, by hoarding food and other commodities creating shortages of the hoarded objects).
    2. Distortion of relative prices (usually the prices of goods go higher, especially the prices of commodities).
    3. Increased risk - Higher uncertainties (uncertainties in business always exist, but with inflation risks are very high, because of the instability of prices).
    4. Income diffusion effect (which is basically an operation of income redistribution).
    5. Existing creditors will be hurt (because the value of the money they will receive from their borrowers later will be lower than the money they gave before).
    6. Fixed income recipients will be hurt (because while inflation increases, their income doesn’t increase, and therefore their income will have less value over time).
    7. Increased consumption ratio at the early stages of inflation (people will be consuming more because money is more abundant and its value is not lowered yet).
    8. Lowers national saving (when there is a high inflation, saving money would mean watching your cash decrease in value day after day, so people tend to spend the cash on something else).
    9. Illusions of making profits (companies will think they were making profits while in reality they’re losing money if they don’t take into consideration the inflation rate when calculating profits).
    10. Causes an increase in tax bracket (people will be taxed a higher percentage if their income increases following an inflation increase).
    11. Causes mal-investment (in inflation times, the data given about an investment is often deceptive and unreliable, therefore causing losses in investments).
    12. Causes business cycles (many companies will have to go out of business because of the losses they incurred from inflation and its effects).
    13. Currency debasement (which lowers the value of a currency, and sometimes cause a new currency to be born)
    14. Rising prices of imports (if the currency is debased, then it’s purchasing power in the international market is lower).

    "Positive" effects of inflation are:

    1. It can benefit the inflators (those responsible for the inflation)
    2. It be benefit early and first recipients of the inflated money (because the negative effects of inflation are not there yet).
    3. It can benefit the cartels (it benefits big cartels, destroys small sellers, and can cause price control set by the cartels for their own benefits).
    4. It might relatively benefit borrowers who will have to pay the same amount of money they borrowed (+ fixed interests), but the inflation could be higher than the interests, therefore they will be paying less money back. (example, you borrowed $1000 in 2005 with a 5% fixed interest rate and you paid it back in full in 2007, let’s suppose the inflation rate for 2005, 2006 and 2007 has been 15%, you were charged %5 of interests, but in reality, you were earning %10 of interests, because 15% (inflation rate) – 5% (interests) = %10 profit, which means you have paid only 70% of the real value in the 3 years.
    Note: Banks are aware of this problem, and when inflation rises, their interest rates might rise as well. So don't take out loans based on this information.
    5. Many economists favor a low steady rate of inflation, low (as opposed to zero or negative) inflation may reduce the severity of economic recessions by enabling the labor market to adjust more quickly in a downturn, and reducing the risk that a liquidity trap prevents monetary policy from stabilizing the economy. The task of keeping the rate of inflation low and stable is usually given to monetary authorities. Generally, these monetary authorities are the central banks that control the size of the money supply through the setting of interest rates, through open market operations, and through the setting of banking reserve requirements.
    6. Tobin effect argues that: a moderate level of inflation can increase investment in an economy leading to faster growth or at least higher steady state level of income. This is due to the fact that inflation lowers the return on monetary assets relative to real assets, such as physical capital. To avoid inflation, investors would switch from holding their assets as money (or a similar, susceptible to inflation, form) to investing in real capital projects.

    The first three effects are only positive to a few elite, and therefore might not be considered positive by the general public.
    How to Survive Inflation?

    Tips to avoid the negative effects of inflation are only suggestions and don’t constitute any legal advice, therefore you’re free to use your own judgment depending on circumstances, to be more prepared to face inflation effects you need to be aware of those effects, so if you haven’t done so, please read some of them above, here are some tips:

    1. Be wise when holding cash, whether in your home or in your savings account, if you’re earning 5% interest on the money you have in your bank, and inflation rate is 10% then you’re in reality losing 5% and not earning anything.
    2. Be careful when buying bonds, high inflation rates completely destroy the value of long-term bonds.
    3. If you have a variable-rate mortgage, fix it if you can find a good deal, have a low fixed interest rate or 0% interest if you can find one.
    4. Invest in durable goods or commodities rather than in money. Check out our commodities list.
    5. Invest in things that you're going to use anyway and will serve you for a long time.
    6. Invest for long-term capital gains, because short term investments tend to give deceptive results or sense of making profits while in reality you’re not making profits.
    7. Learn about bartering which is trading goods or services without the exchange of money (it was very popular in hyperinflation times).
    8. Manage wisely your recurring monthly bills such as (phone bills, cable TV...), it would help to reduce them or eliminate some of them.
    9. Same goes with ephemeral items (movies, restaurants, hotel rooms...) they’re not bad if you spend money on them in moderation.
    10. Ask yourself, do I really need these things I’m spending my money on? Think how much and how often you will need something before buying it.
    11. Use the money saving tips such as: you need to reduce your consumption of things that are rising rapidly in price (eg, gas) without having to reduce your consumption of goods that are rising less rapidly or even falling in price (eg, clothes).
    12. Buy only what you need, especially objects that have multi-tasks, and are considered durable goods.

    The conclusion from all this is: You don’t have to live cheap, just live smart!
    Money and Inflation

    Money is considered a storage of value. Normally if you were to sell a car for 100 gold coins, you should be able to go back and change that money in for another car tomorrow or the next week or the next month. When money holds its value, people feel safe saving it. Inflation weakens the function of money as a storage of value, because each unit of money is worth less with the passing of time and increase of inflation, so people tend to spend money on something else which can play the role of “the storage of value”.
    "May your glass be ever full.
    May the roof over your head be always strong.
    And may you be in heaven half an hour before the devil knows you're dead."

  5. #5
    Ñòðîèòåëåí èíæåíåð Skip_2_my_lou's Avatar
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    Quote Originally Posted by pechkov View Post
    Çàùîòî ñè ñúãëàñåí, çàùîòî íå ñè ñúãëàñåí, èëè çàùîòî ñå äåïðåñèðàø îò òåìàòà?
    Ñïîäåëè ìíåíèå.
    Çàùîòî íå å âÿðíî

  6. #6
    Çâåðî÷îâåêîïðèçðàê pimpirlit's Avatar
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    Çàùîòî ñìÿòàì, ÷å íå ñúì ñúãëàñåí.

    Èìà õîðà òóê ñ èêîíîìè÷åñêî îáðàçîâàíèå (è ïðàêòèêà), òå ìîãàò ìíîãî ïî-äîáðå äà îáÿñíÿò çàùî. Àç ïúê ñúì æèâÿë è âúâ âðåìåòî êîãàòî èíôëàöèÿ íÿìàøå.

    Ñàìî òåìà çà ðàçìèñúë - ïðåäñòàâè ñè íÿêîé íàøåíñêè "áèçíåñìåí", êîãîòî àðêàäàøèòå ìó ñà ãî ïðàòèëè â "åäèí ïî-äîáúð ñâÿò". Êàêúâ ñòèìóë èìàò íàñëåäíèöèòå ìó äà ïðîäúëæàò ñåìåéíèÿ áèçíåñ àêî ìîãàò äà ñè ïðåæèâÿâÿò ñ íàòðóïàíèòå àâîàðè?! È êàê ïîäîáíà ïàñèâíîñò ùå ñå îòðàçè íà èêîíîìèêàòà?
    Æèâîòúò å õóáàâ!

  7. #7
    This changes everything. flashfreak's Avatar
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    Quote Originally Posted by pimpirlit View Post
    Çàùîòî ñìÿòàì, ÷å íå ñúì ñúãëàñåí.

    Èìà õîðà òóê ñ èêîíîìè÷åñêî îáðàçîâàíèå (è ïðàêòèêà), òå ìîãàò ìíîãî ïî-äîáðå äà îáÿñíÿò çàùî. Àç ïúê ñúì æèâÿë è âúâ âðåìåòî êîãàòî èíôëàöèÿ íÿìàøå.

    Ñàìî çà òåìà çà ðàçìèñúë - ïðåäñòàâè íÿêîé íàøåíñêè "áèçíåñìåí", êîãîòî àðêàäàøèòå ìó ñà ãî ïðàòèëè â "åäèí ïî-äîáúð ñâÿò". Êàêúâ ñòèìóë èìàò íàñëåäíèöèòå ìó äà ïðîäúëæàò ñåìåéíèÿ áèçíåñ àêî ìîãàò äà ñè ïðåæèâÿâÿò ñ íàòðóïàíèòå àâîàðè?! È êàê ïîäîáíà ïàñèâíîñò ùå ñå îòðàçè íà èêîíîìèêàòà.
    Äîáúð äåí! +1 ! Ïî-âðåäíî îò äåôëàöèÿòà - ÍßÌÀ. Ïîñòåïåííà è ìèíèìàëíà èíôëàöèÿ äâèæè èêîíîìèêàòà íàïðåä è íàãîðå. À ëèõâåíèòå ïðîöåíòè íå ñå äèãàò òîëêîâà ôðàïèðàùî è èìàò ãðàíèöè Çàâèñè îò áàíêàòà äå, íî çà òîâà ñå ÷åòå.
    WORK: iMac 27" 2012ON THE GO: iPhone 5 + iPad 4FUN: Xbox 360S •

  8. #8
    Registered Hajduk + Hajduk's Avatar
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    Quote Originally Posted by pimpirlit View Post
    .... Àç ïúê ñúì æèâÿë è âúâ âðåìåòî êîãàòî èíôëàöèÿ íÿìàøå. ...
    Òîâà âðåìå êîãà å áèëî ...
    We are all born mad. Some remain so.
    I'm selfish & get on well only with alike.

  9. #9
    Registered User pechkov's Avatar
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    Quote Originally Posted by Hajduk View Post
    Òîâà âðåìå êîãà å áèëî ...
    Áàé-Òîøîâî âðåìå. Òîãàâà åäèí õëÿá ñòðóâàøå 30 ñòîòèíêè, ìàëêà áîçà 8 ñòîòèíêè, ãîëÿìàòà - 16 ñòîòèíêè.

    Íî ðàçáèðà ñå â äíåøíî âðåìå íà õîðàòà ñà ïðåäëîæåíè ìíîãî ïîâå÷å íåùà, çà êîèòî äà ïîõàð÷àò ïàðèòå ñè. Ïàðè - íèêîãà íå ñà äîñòàòú÷íè. ...  äíåøíî âðåìå õîðàòà ñå àíãàæèðàò ñ êàáåëíà òåëåâèçèÿ, ìîáèëåí òåëåôîí, Èíòåðíåò, ïî-ñêúï òðàíñïîðò, ïî-õóáàâè êîìïþòðè, ïî-ëúñêàâè õîòåëè çà ïî÷èâêà... È íàêðàÿ ñå îïëàêâàò, ÷å íå èì äîñòèãàò ïàðèòå.

    Èíôëàöèÿ ïî êàêâèòî è äåôèíèöèè äà ïðåäñòàâÿòå - âèíàãè îçíà÷àâà "ïî-íèñêà ïîêóïàòåëíà ñïîñîáíîñò íà ïàðèòå".
    Âñÿêî åëåêòðîííî èçäåëèå å íàïðàâåíî îò êîíöåíòðèðàí ïóøåê, êîéòî ñå îñâîáîæäàâà ñ ïîäõîäÿùî íàïðåæåíèå.

  10. #10
    Çâåðî÷îâåêîïðèçðàê pimpirlit's Avatar
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    Quote Originally Posted by pechkov View Post
    Áàé-Òîøîâî âðåìå. Òîãàâà åäèí õëÿá ñòðóâàøå 30 ñòîòèíêè, ìàëêà áîçà 8 ñòîòèíêè, ãîëÿìàòà - 16 ñòîòèíêè.
    Òîâà áåøå ÷àê ïðè "çðåëèÿ ñîöèàëèçúì" - òèïîâ õëÿá-26 ñò., áÿë-34 ñò. çà 1 êã, íå êàêòî ñåãà ~ëåâ÷å çà max 800 ã. À ìàëêàòà áîçà áåøå 6 ñò., ãîëÿìàòà 9 ñò. Ëèõâàòà çà æèëèùíèòå âëîãîâå áåøå 1% â ÄÑÊ + íåèíôëàöèîííè ëèõâîòî÷êè (ùîòî íÿìàøå èíôëàöèÿ). Òåíêþ âåðè íà ìà÷êàòà îò òàêàâà ëèïñà íà èíôëàöèÿ.
    Æèâîòúò å õóáàâ!

  11. #11
    This changes everything. flashfreak's Avatar
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    Quote Originally Posted by pechkov View Post
    Áàé-Òîøîâî âðåìå. Òîãàâà åäèí õëÿá ñòðóâàøå 30 ñòîòèíêè, ìàëêà áîçà 8 ñòîòèíêè, ãîëÿìàòà - 16 ñòîòèíêè.

    Íî ðàçáèðà ñå â äíåøíî âðåìå íà õîðàòà ñà ïðåäëîæåíè ìíîãî ïîâå÷å íåùà, çà êîèòî äà ïîõàð÷àò ïàðèòå ñè. Ïàðè - íèêîãà íå ñà äîñòàòú÷íè. ...  äíåøíî âðåìå õîðàòà ñå àíãàæèðàò ñ êàáåëíà òåëåâèçèÿ, ìîáèëåí òåëåôîí, Èíòåðíåò, ïî-ñêúï òðàíñïîðò, ïî-õóáàâè êîìïþòðè, ïî-ëúñêàâè õîòåëè çà ïî÷èâêà... È íàêðàÿ ñå îïëàêâàò, ÷å íå èì äîñòèãàò ïàðèòå.

    Èíôëàöèÿ ïî êàêâèòî è äåôèíèöèè äà ïðåäñòàâÿòå - âèíàãè îçíà÷àâà "ïî-íèñêà ïîêóïàòåëíà ñïîñîáíîñò íà ïàðèòå".
    "ïî-íèñêà ïîêóïàòåëíà ñïîñîáíîñò íà ïàðèòå" - ôàêò, íî êîé å êàçàë, ÷å ïðèõîäèòå íå ñå óâåëè÷àâàò ? Òî÷íî òîâà êàçàõ ïî-ãîðå, çà äà äèãàø ñòàíäàðòà òðÿáâà ïðîöåíòíîòî óâåëè÷åíèå íà ïðèõîäèòå òè äà íàäâèøàâà òîâà íà èíôëàöèÿòà.

    À Áàé-Òîøîâîòî âðåìå è öåíèòå îò ñìåøíè ñòîòèíêè êàê ñå ïîñòèãàò ? Ïîñòèãàò ñå êàòî ñå âçèìà íàçàåì îò áúäåùèòå ïîêîëåíèÿ è íèå ùå ïëàùàìå äúëãè ãîäèíè çà ëåêèÿ æèâîò ïî òîâà âðåìå.

    Äîêàòî â äðóãèòå äúðæàâè ñëåä 2ðàòà ñâåòîâíà âîéíà å èìàëî ëåêà èíôëàöèÿ, òóê âñè÷êî å îñòàíàëî â çàñòîé, çàòîâà ñìå òîëêîâà íàçàä. Åëåìåíòàðåí ïðèìåð èìàøå ñ õëÿáà è ïðåäè âðåìå â ñòàòèÿ ïî ïîâîäà. Àêî çà åäíî äåñåòèëåòèå òóê õëÿáà å ïîñêúïíàë îò 30 íà 35 ñòîòèíêè, òî â Åâðîïà ðàâíîñòîéíîñòòà ìó å ñêî÷èëà îò 30-35 íà 60-70. Îò òàì ñå ïîëó÷àâà è ðàçëèêàòà â ñòàíäàðòèòå, çàòîâà è òóê îñòàíàõìå ñ íèñêèòå çàïëàòè. Òîâà ðàçáèðà ñå å èçêëþ÷èòåëíî ïðîñòè÷êî îáÿñíåíî, åäèí âèä íàãëåäíî, ñàìèòå èêîíîìè÷åñêè ïðîöåñè ñà äîñòà ïî-ñëîæíè è îáøèðíè.

    À ïî-íàãîðå ñè ïðîòèâîðå÷èø. Íå ìîæå åäèí ïðîöåñ (â ñëó÷àÿ èíôëàöèÿòà) äà å âðåäíà è çà ñïåñòÿâàíèÿòà è çà êðåäèòèòå òè. Èëè åäíîòî èëè äðóãîòî, äåôëàöèÿòà óâåëè÷àâà ñòîéíîñòòà íà ïàðèòå, òîåñò 250ëâ ìåñå÷íà âíîñêà ùå òè ñòðóâà ïî-ñêúïî, çàùîòî èìà âåðîÿòíîñò äà òè ñå íàìàëè çàïëàòàòà è ñ òåçè 250ëâ äà ìîæåø äà ñè êóïèø ïîâå÷å íåùà, îòêîëêîòî ïðåäè. È îáðàòíîòî, àêî èìà èíôëàöèÿ è çàïëàòàòà òè ñå ïîêà÷âà äà ðå÷åì îò 1500 íà 2000, à âíîñêàòà òè ñêî÷è îò 250 íà 260, ïðîáëåì ëè ùå òè å ?

    Íèêîé íå ãîâîðè çà îòâðàòèòåëíè íèâà íà èíôëàöèè è ò.í. Ñòàâà âúïðîñ çà ìèíèìàëíà è ïîñòåïåííà, êîÿòî å ïîâå÷å îò çäðàâîñëîâíà çà èêîíîìèêàòà
    WORK: iMac 27" 2012ON THE GO: iPhone 5 + iPad 4FUN: Xbox 360S •

  12. #12
    Registered Hajduk + Hajduk's Avatar
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    Quote Originally Posted by pechkov View Post
    Áàé-Òîøîâî âðåìå. Òîãàâà åäèí õëÿá ñòðóâàøå 30 ñòîòèíêè, ìàëêà áîçà 8 ñòîòèíêè, ãîëÿìàòà - 16 ñòîòèíêè .......
    Òîâà èçîáùî íå îçíà÷àâà, ÷å å íÿìàëî èíôëàöèÿ ...
    We are all born mad. Some remain so.
    I'm selfish & get on well only with alike.

  13. #13
    Registered User suren's Avatar
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    Quote Originally Posted by pechkov View Post
    È òàêà, ÄÄÑ å 20%. Îò 100 ëåâà Äàíú÷íà Îñíîâà - ÄÄÑ-òî å 20 ëåâà. À àêî ñòîêèòå ïîñêúïâàò - ñëåäâà, ÷å è ÄÄÑ-òî ùå å ïîâå÷å êàòî ïàðè. Ò.å. íàòàêîâàõà èì ãî íà íàðîäà. Èëè íàêðàòêî - ðàáîòèì ïîâå÷å, çà äà ïîëó÷èì ñúùîòî.
    Âñúùíîñò ñè ñáúðêàë íå "îò 100 ëâ", à "íà 100ëâ".

    Äðóãîòî å òîâà, ÷å ðåàëíî ñòîêèòå öåíèòå èì íàìàëÿâàò.  ïðîòèâåí ñëó÷àé òè íÿìàøå äà íàïèøåø âñè÷êî òîâà, àêî öåíàòà íà êîìïþòúðà òè áåøå îò ïðåäè 20 ãîäèíè.

    È äðóãî - ïðîñòî ëàèøêî îáÿñíåíèå íà ëèõâèòå íà áàíêèòå çà äåïîçèòè: òà òå ñà ñúâñåì ëåêî ïî-íèñêè îò ïðîöåíòà èíôëàöèÿ. Ñìåòêàòà å ïðîñòà è öåëòà å ïàðèòå äà ñå âúðòÿò, âìåñòî äà ñåäÿò ïî äåïîçèòè.
    Lenovo Thinkpad Yoga 15

  14. #14
    nikonian Uve_Smotanson's Avatar
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    Êàòî çàôîðìèõòå áîé ïî òåìàòà, êàêâî ùå êàæåòå çà ðåêëàìèòå íà ò.íàð. "èçãîäíè ëèõâè" ïî åâðî äåïîçèòè (èëè êðåäèòè, íå çàïîìíèõ, ìàé êðåäèòè áÿõà âñúùíîñò)? Íåùî íàöåëâàì äâà ïúòè òàêèâà ðåêëàìè íà ÄÑÊ ïî òåëåâèçèèòå è ìè çâó÷àò íÿêàê ñè ñìåøíî. Èìàì ÷óâñòâîòî ÷å ñà ñúñ ñúùàòà ðàâíîñòîéíîñò íà ëåâîâèòå òàêèâà, àêî íå è ïî-âèñîêè.
    Nikon D60, Nikkor AF-S DX 18-55mm, f/3.5-5.6G ED II

  15. #15
    ...îò ïåðñîíàëà Cenzor's Avatar
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    Quote Originally Posted by Uve_Smotanson View Post
    Êàòî çàôîðìèõòå áîé ïî òåìàòà, êàêâî ùå êàæåòå çà ðåêëàìèòå íà ò.íàð. "èçãîäíè ëèõâè" ïî åâðî äåïîçèòè (èëè êðåäèòè, íå çàïîìíèõ, ìàé êðåäèòè áÿõà âñúùíîñò)? Íåùî íàöåëâàì äâà ïúòè òàêèâà ðåêëàìè íà ÄÑÊ ïî òåëåâèçèèòå è ìè çâó÷àò íÿêàê ñè ñìåøíî. Èìàì ÷óâñòâîòî ÷å ñà ñúñ ñúùàòà ðàâíîñòîéíîñò íà ëåâîâèòå òàêèâà, àêî íå è ïî-âèñîêè.
     ïîâå÷åòî áàíêè ëåâ/åâðî ñà ñ åäíàêúâ ëèõâåí ïðîöåíò ïðè äåïîçèòèòå.
    "May your glass be ever full.
    May the roof over your head be always strong.
    And may you be in heaven half an hour before the devil knows you're dead."

  16. #16
    N/A Demoman's Avatar
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    Ïàðèòå ñà âèñøà ôîðìà íà äîâåðèå.

  17. #17
    Registered User ak101's Avatar
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    Àáå òè ñè ìíîãî çàáëóäåí.

    Êàòî ñè îòãîâîðèø çàùî ãàçòà ñå êà÷âà, ùå ñè îòãîâîðèø çàùî èíôëàöèÿòà å ïîëåçíà.
    "À fear of weapons is a sign of retarded sexual and emotional maturity" S. Freud

  18. #18
    Registered User ak101's Avatar
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    ×îâåêà íå ïðàâè ðàçëèêà ìåæäó Ìåòàí è Ïðîïàí-Áóòàí, òè ìó îáÿñíÿâàø ìåæäóíàðîäíà ïîëèòèêà...
    "À fear of weapons is a sign of retarded sexual and emotional maturity" S. Freud

  19. #19
    Registered User pechkov's Avatar
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    Quote Originally Posted by ak101 View Post
    ×îâåêà íå ïðàâè ðàçëèêà ìåæäó Ìåòàí è Ïðîïàí-Áóòàí, òè ìó îáÿñíÿâàø ìåæäóíàðîäíà ïîëèòèêà...
    È êàê ñòèãíà äî òåçè ãëàâîçàìàéâàùè çàêëþ÷åíèÿ!?

    Íèìà ïðîïàí-áóòàí ñå ïðàâè îò ïðàñêîâè?
    Âñÿêî åëåêòðîííî èçäåëèå å íàïðàâåíî îò êîíöåíòðèðàí ïóøåê, êîéòî ñå îñâîáîæäàâà ñ ïîäõîäÿùî íàïðåæåíèå.

  20. #20
    Registered User ak101's Avatar
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    Quote Originally Posted by pechkov View Post
    È êàê ñòèãíà äî òåçè ãëàâîçàìàéâàùè çàêëþ÷åíèÿ!?

    Íèìà ïðîïàí-áóòàí ñå ïðàâè îò ïðàñêîâè?
    Quote Originally Posted by pechkov View Post
    ... Âå÷å å 1.15 ëâ./ë...
    Ïðîïàí-Áóòàíúò (LPG) ñå èçìåðâà â ëèòðè òå÷íà ôîðìà. Ìåòàíúò(CNG) ñå ïðîäàâà íà êèëîãðàì. Ãîðå ñè äàë öåíà çà ëèòúð. Âñè÷êèòå òèÿ òúïíè çà ïðåêóïâà÷èòå, êîèòî íàïèñà ñå îòíàñÿò çà ïðèðîäíèÿ ãàç.

    Ñåãà åäíà çàäà÷êà çà äîìàøíî. Êîå îò äâåòå å ïðèðîäåí ãàç è îò êàêâî ñå ïðîèçâåæäà LPG

    ---------- Äîáàâåí ïîñëåäâàù êîìåíòàð â 13:29 ---------- Îðèãèíàëíèÿò êîìåíòàð å ïóñíàò â 13:28 ----------

    Quote Originally Posted by nightpredator View Post
    Àç íå ñúì ôèíàíñèñò è èçêàçàíèòå òóê ìíåíèÿ, ÷å èíôëàöèÿòà å ïîëåçíî íåùî íå ãè ñõâàíàõ. Ïðåäïîëàãàì, ïðè÷èíàòà å ÷å ðàáîòèõ íà çàïëàòà êîíêðåòíî â ïåðèîäà 1996ã. - 1997ã. è òîãàâà ñå ÷óâñòâàõ ... äà êàæåì äîñòà òúïî. Òà ùå ñå ðàäâàì íÿêîé äà ðàçÿñíè ïîëåçíîñòòà íà ïðîöåñà, çà ïðåäïî÷èòàíå ÷îâåê, êîéòî â öèòèðàíèÿ ïåðèîä íå å áèë â íà÷àëíî/îñíîâíî ó÷èëèùå.
    Èíôëàöèÿ äî 6% ãîäèøíî, íå õèïåðèíôëàöèÿ.
    "À fear of weapons is a sign of retarded sexual and emotional maturity" S. Freud

  21. #21
    12 Roshav's Avatar
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    Quote Originally Posted by ak101 View Post
    ......... Ìåòàíúò(CNG) ñå ïðîäàâà íà êèëîãðàì............
    Àç ïúê ãî ïëàùàì íà êóáèê
    Õîðàòà, êîèòî ãëàñóâàò çà ÃÅÐÁ, ìíîãî äîáðå çíàÿò, ÷å òîâà å êîðóìïèðàíà ïàðòèÿ. Òå îöåíÿâàò äðóãè ñâîè ëåãèòèìíè èíòåðåñè êàòî ïîâîä è ïðè÷èíà äà ïîäêðåïÿò ÃÅÐÁ.

  22. #22
    Registered User ak101's Avatar
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    Quote Originally Posted by Roshav View Post
    Àç ïúê ãî ïëàùàì íà êóáèê
    Ãîâîðèì çà êîëè âñå ïàê
    "À fear of weapons is a sign of retarded sexual and emotional maturity" S. Freud

  23. #23
    Master of Magic Ar4i's Avatar
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    Èíôëàöèÿòà íàé-ïðîñòî êàçàíî å êîìïåíñèðàíå íà êðàæáèòå (èëè äàëàâåðèòå àêî ïðåäïî÷èòàòå).  ñåãàøíèÿ êàïèòàëèñòè÷åñêè ñâÿò èìà äåñåòêè íà÷èíè äà ñå ïðîèçâåäàò ïàðè îò íèùî, êîåòî ïîðàæäà èíôëàöèÿ - ïî ïðîñòàòà ïðè÷èíà, ÷å íÿêîé ñå ñäîáèâà ñ ïàðè (áåç äà å ïðåäîñòàâèë íèùî èëè ïîíå äîñòàòú÷íî ñðåùó òÿõ) è âñè÷êè îñòàíàëè òðÿáâà äà êîìïåíñèðàò - ò.å. òîé âçèìà îò âñè÷êè ïî ìàëêî.
    Ïðèìåðíî ãîëÿìàòà èíôëàöèÿ êðàÿ íà 90-òå â Áúëãàðèÿ áåøå ïðåäèçâèêàíà îò øåïà ñïåêóëàíòè, ïîðàäè íåñïîñîáíîñòòà íà òîãàâàøíîòî ïðàâèòåëñòâî è ÁÍÁ äà çàùèòÿò âàëóòàòà íè. Âñúùíîñò åäíà øåïõà õîðà çàáîòÿõà äîñòà à âñè÷êè íèå ïëàòèìå çà òÿõíàòà ïå÷àëáà.
    Äîðè ïå÷àòàíåòî íà ïàðè ìàêàð òðóäíî äà ìîæå äà ñå îõàðàêòåðèçèðà êàòî êðàæáà, ðåàëíî ïàê å ïðèñâîÿâàíå íà ïàðè îò ñòðàíà íà äúðæàâàòà çà ñìåòêà íà ãðàæäàíèòå.

    Ïîäáíî ñòîÿò è íåùàòà ñ êðèçàòà, áÿõà èçìèñëåíè ìíîãî ïàðè - ðàçíè õîðà ãè èçïîëçâàõà êàòî èñòèíñêè, îáà÷å ïî åäíî âðåìå íÿêîé çàáåëÿçàíà ÷å íå ñà... è ñåãà âñè÷êè âñå îùå ïëàùàìå çà öÿëàòà äàëàâåðà. Òîâà âñúùíîñò îòíîâî å ïîêðèâàíå íà ÷óæäèòå äàëàâåðè, íî íà òàçè ÷àñò îò òÿõ, êîÿòî îñòàíà ñêðèòà è íå áåøå ïîêðèòà îò èíôëàöèÿòà.

    Òîâà å ìíîãî ÍÅèêîíîìè÷åñêî îáÿñíåíèå è òî÷íî òàêâà áåøå öåëòà ìè, íå ìè ñêà÷àéòå.
    Ar4i

  24. #24
    .408 CheyTac thaddeus's Avatar
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    Òåìàòà å ìíîãî ñëîæíà àç ñúì ïðàêòèêóâàù ôèíàíñèñò è çà ìåí èíôëàöèÿòà å ìíîãî öåíåí ïîêàçàòåë. Äîáðå å êîãàòî èíôëàöèÿòàò ðàñòå ñ 2-4% ïðîöåíòà íà ãîäèøíà áàçà. ÌÍÎÃÎ ËÎØÎ ñòàâà êîãàòî èìà äåôëàöèÿ, òîâà ñå íàáëþäàâàøå ìèíàëàòà ãîäèíà â Åâîïà è ÑÀÙ, òîãàâà ñå ìîëåõìå äà íå ñå ñòèãíå äî äåôëàöèîííà ñïèðàëà (íàáëþäàâàéòå Ãúðöèÿ ) Èíôëàöèÿòà ìíîãî ãðóáî ìîæå äà ñå èçëðàçè ñ åäèí ïðèìåð. Âñåêè ðàáîòåù èñêà â êðàÿ íà ãîäèíàòà çàëàòàòà ìó äà ñå óâåëè÷è ñ n%. Êîãàòî òîâà óâåëè÷åíèå ñòàíå ôàêò, òî ñå êàëêóëèðà â öåíàòà íà ïðîèçâåäåíèÿ ïðîäóêò. Îòíîñíî êðåäèòèòå è áàíêèòå... ñúâåòâàì âñåêè êîéòî èìà êðåäèò äà ïîñåòè áàíêàòà... ïðè ïîíèæàâàíå íà ëèõâèòå èìàòå ïðàâî äà èçèñêâàòå ïîíèæàâàíå íà ëèõâàòà âè ïî êðåäèòà. Ñúîòâåòíî å äîáðå äà ïðî÷åòåòå äîãîâîðà ñè (ìàëêèòå áóêâè÷êè)
    Îòíîñíî öåíèòå â Áóëãàðèÿ è â îñòàíàëèÿ ñâÿò... èàéòå âïðåäâèò, ÷å áúëãàðèíúò âñå îùå å ñðàâíèòåëíî íåçàâèñèì îò ãëåäíà òî÷êà íà çàäëúæíÿëîñò êúì èíñòèòóöèè.
    È îùå íåùî... íå ñå ñúðäåòå ÷å ñà âè íèñêè çàïëàòèòå èìàìå îãðîìåí ñèâ ñåêòîð
    Only the dead have seen the end of war - Plato

  25. #25
    ™®™ UMTS-CDMA2000's Avatar
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    Location: Sofia
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    pechkov îáðàçîâàé ñå ìàëêî, ðàçõîäè ñå èç åâðîïà ìàëêî è òîãàâà ïàê ðàçñúæäàâàé. Â ìîìåíòà âëèçàø â ñòåðåîòèïà íà áúëãàðèí, êîéòî ñàìî ñå îïëàêâà, çàùî çàïëàòàòà ìó å ïî-ìàëêà îò íà ãåðìàíåöà.

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